Introducing: Carroll Coastal Contracting, LLC Two opposites are building a business while painting a love story to take them down the final third. Thirty years ago, Cynthia Jordan helped build and design a unique home in Inlet Beach. About two years ago, she met a crazy Canadian, Fred Carroll,  at church...
By Chris Balzer, ECES When planning your next beach day, take some extra time and enjoy the beach ECES style (Emerald Coast Energy Solutions). Of course, we like the traditional beach things; sitting by the water, watching the waves curl ever so slightly, looking for that pod of dolphin fins,...
By Maurice Stouse, Financial Advisor and Branch Manager The latest reads on inflation have it running at levels not seen in over three decades—CPI at 5.4%, PPI at 7.2% and PCE at 3.9%. One report after another sends the signal that inflation is taking hold. Many economists and even the...
By Joe Capers Whether you are a sole proprietor, partnership, LLC, joint venture or corporation, the type of business insurance you’ll need depends on the type of business you own, the services you provide, and how many employees you might have. All of this information will be used to help...
Ashley Vannoy to Lead New LPO/DPO Heartland BancCorp, (“Heartland” and “the company”) (OTCQX: HLAN), parent company of Heartland Bank (“Bank”), today announced the establishment of a Northwest Florida Region Loan and Deposit Production Office led by Ashley Vannoy, Senior Vice President. This new market in Destin will allow for a...

Rule Your Attic

  Pop quiz:  Which state had the highest relative humidity in 2020?  Was it Hawaii?  Florida?  Louisiana?  The answer, none of those, Alaska ranked number one last year in relative humidity.  Don’t be upset, Florida followed closely behind and ranked second.  I’m proud to be living in a State which...
By Maurice Stouse, Financial Advisor and Branch Manager While the economy rebounds and fears of inflation abound, we continue to watch those indicators we believe will help us and our clients make well informed decisions as to the direction and allocation of their investments. We do not try to predict...
By Joe Capers Our beautiful areas of NW Florida are popular destination for vacation home renters. And we must be alert to the fact that standard homeowners and condo insurance policies are designed to cover only owner-occupied or secondarily occupied properties with no rental exposure. The intention is not to cover a home...
By Maurice Stouse, Financial Advisor and Branch Manager The Energy Sector. According to Raymond James, “The Energy Sector remains the best performer in 2021, up 35% (10% greater than the next best sector) while the clean tech index is down 47% from its peak in February.” (Raymond James Energy Daily...
By Joe Capers NOAA (National Oceanic & Atmospheric Administration) has just released its 2021 Hurricane Season Forecast calling for an above average season with 13 to 20 named storms. Last year’s record setting 30 named storms only had 12 that actually made landfall. The season is already off to a busy...

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